The Michigan Gaming Control Board makes sure every online casino runs under tight rules. You may therefore be confident that you will find safe platforms and fair games available. Knowing my money and personal data are protected also helps me to feel confident enough to perform.

From traditional versions to thrilling live dealer tables, I have discovered a decent range of online blackjack games to choose from. I can engage with the dealer and other players in the live dealer games, therefore providing a social component often lacking in online gaming. 

Sounds fun? If you would like to experience the same, keep reading this guide until the very end to learn in great depth. I’m here to provide my own knowledge and walk you through the online playing experience of Michigan blackjack. So, let’s start!

What is blackjack online in a nutshell?

So, the whole point of blackjack is to beat the dealer. You want your cards to add up to about 21. Cross that line, and you’re off! Every card has worth; the numeral cards are worth their number; the face cards (Jacks, Queens, and Kings) all count 10; Aces… well, they have complications. Based on what suits your hand, they might be either 1 or 11.

You start by betting, and then you get two face-up cards. Initially, the dealer only displays one of their cards. The exciting part comes now: you have to determine what to do depending on your cards and the dealer’s show-through. If you believe you’re good, you may “stand” or “hit” and get another card. You could also “double down” you double your bet and receive one more card or “splitting,” where you may play two separate hands using two of the same card!

Afterward, the dealer exposes his hidden card and must follow a few rules, like drawing until he reaches at least seventeen or greater. You win if your hand approaches 21 more closely than the dealer’s without crossing. Usually, you receive even money for a victory; however, if you obtain a “blackjack” straight away—an Ace with a 10-value card—that’s a larger payoff!

How do you play blackjack online?

Playing blackjack online is almost like going to a real casino with the added advantage of being able to play anywhere from your computer or mobile device. Here’s a step-by-step guide on how to play blackjack:

Basic rules

  • The goal: Get a hand value closer to 21 than the dealer without going over (busting).
  • Card values:
    • Number cards (2-10): Face value
    • Face cards (Jack, Queen, King): 10 points
    • Ace: 1 or 11 points (your choice)

Step-by-step guide

  • Choose an online casino: Choose a respectable online casino with a license, create an account, and select the blackjack game you want to play. 
  • Make a deposit: Using one of the many banking options—credit cards, e-wallets, bank transfers—fund your account.
  • Place your bets: Once the game loads, you will see the blackjack table where you may lay bets. Choose the chip value you want to gamble on and lay your wager in the corresponding betting space.
  • Play your hand: Click the “Deal” button to begin the game after a bet placement. The dealer will have one card face-up and one face-down—the hole card; you will get two cards face-up.
  • Decide on your action: Your cards and the dealer’s face-up card will help you choose whether to hit, stand, double down, split, or surrender—if at all possible.
    • Hit: Grab another card to raise your hand value.
    • Stand: Keep your present hand, and stop your turn.
    • Double Down: Double your starting wager and get one more card; you then have to stand.
    • Split: Deal two cards of the same value; you may break them into two distinct hands (requiring an extra wager equal to your original stake).
    • Surrender: Usually only accessible as the initial choice, some games let you forfeit half your wager and terminate the hand before playing it out.
  • Dealer’s turn: Once you have finished your actions, the dealer will show their hole card and draw more cards according to the casino policies (usually standing on 17 and striking on 16 or fewer).
  • Determine the winner: You win if your hand comes closer to 21 than the dealer’s without crossing over. While a blackjack, an Ace, and a 10-value card normally pays 3:2, winning hands are usually paid out at 1:1.

Important blackjack terms

  • Blackjack: An Ace and a 10-value card are dealt as your first two cards. This usually pays 3:2.
  • Quick Pick: Some online casinos offer a “Quick Pick” feature that automatically makes the optimal move based on basic strategy. This can be helpful for beginners.
  • Pay Table: Shows the payouts for different winning hands. A typical pay table looks like this:
    • Blackjack: 3:2
    • Winning hand: 1:1
    • Push: Bet returned
    • Insurance (optional side bet): 2:1 (if the dealer has blackjack)
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For example: Your total comes out to be 12 from a 7 and a 5. The dealer’s upcard shows a 6. You choose to hit and receive a 9. Your overall is 21 right now. With their hole card—a 10—the dealer shows their total: 16. They have to hit and earn a 6, bursting with 22 total. You win!

Blackjack online types

There are several common variations of online blackjack:

Classic/American Blackjack

Most players in the game engage in this one. It is thus sometimes referred to as classic blackjack. Almost widely found in online casinos, American blackjack games adhere to the fundamental blackjack rules. Usually played with six to eight decks, the dealer stands on soft 17, and players may double down on any two cards.

European Blackjack

The rules of the game vary somewhat in the European version. When everyone plays their hands, the dealer does not get their hole card. So, the dealer will have to wait until the players have taken their actions before they can determine whether they have blackjack. 

Furthermore, players are limited to double down on hands ranging from nine to eleven, and they are only allowed to split tens or face cards. Two to eight decks are used in a game of European blackjack. Double downs are only possible on 9,10, or 11, and the dealer stands on soft 17. There is a push (tie) if the player and dealer both get blackjack.

Multi-Hand Blackjack

This thrilling variation allows you to compete against the dealer on many hands simultaneously. The rules are the same as in regular blackjack, but you get to manage many hands at once.

Blackjack Switch

Imagine being able to exchange cards between two blackjack hands to get two better hands. Sounds excellent. Blackjack Switch is precisely about this. You play two hands in this version and may change each card’s second card. 

Seeing your first cards gives you the ability to change the top cards between the two hands, therefore improving your chances of producing a good hand. Another crucial criterion to keep in mind is that the dealer may receive 22 and only go bankrupt should a player strike blackjack without employing a split or switch. 

Live Dealer Blackjack

Live dealer blackjack lets you play with a real dealer via live video broadcast, therefore providing a genuine casino experience. Online gambling offers the conveniences as well as the social engagement of a land-based casino. Live dealer blackjack regulations are the same as those of animated blackjack games. 

The primary distinction is that you may interact with the professional dealer handling your cards. Since you will have a real dealer directing the game and dealing cards instead of a machine that does it automatically, live dealer casino games also often run somewhat slower than RNG games. 

Atlantic City Blackjack

Just as the Vegas Strip version of Blackjack uses four decks of cards, the Atlantic City version uses eight. This is the only real difference between the two American variants of the game. There is an option for players to surrender later as well.

Vegas Strip Blackjack

Named after the Las Vegas Strip famous for its glittering casinos, Vegas Strip Blackjack remains a popular choice for fans of this age-old game. Sometimes it is played with four decks only so that the dealer can see their first hand if the up-card is an ace unlike in the standard retail version. 

Which type of online blackjack suits you best?

Given the many variants of online blackjack that are on offer, choosing which one suits you might be difficult. Having played blackjack for some years, I have tried them all and have some knowledge to provide. 

The following lists the many kinds of online blackjack games best fit for various kinds of players:

Blackjack VariantBest Suited For
Classic/American BlackjackBeginners and experienced players who prefer traditional rules and the lowest house edge
European BlackjackPlayers who want a slight twist on classic rules and don’t mind a slightly higher house edge
Multi-Hand BlackjackExperienced players who want to play multiple hands simultaneously for more excitement and potential winnings
Blackjack SwitchAdventurous players who enjoy a unique twist and the ability to switch cards between two hands
Live Dealer BlackjackPlayers who crave the authentic casino experience and social interaction from home
Spanish 21Experienced players seeking more liberal rules and bonus payouts, even with the removal of 10-value cards
Perfect PairsPlayers who enjoy optional side bets for the chance at bigger payouts

Ultimately, the type of online blackjack that suits you best depends on your experience level, risk tolerance, and personal preferences.

Play blackjack for real money

If you want to play blackjack for real money, you will have to choose a respectable online casino first. Once you’ve discovered one you like, register an account and make some deposits using your chosen payment method. You then peruse the available blackjack games and choose one to suit your budget and preferences

You gamble with the virtual chips you have, and the game is underway! Driven by your cards and the dealer’s upcard, you hit, stand, double down, or split as appropriate.

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If you win, the winnings are credited to your account. Should you lose, well, that’s part of the game! The secret is to create a budget and follow it so that one may enjoy the excitement of the game without overpaying.

BetMGM Casino

Few real-money online casinos supply more blackjack games than BetMGM Casino. Their traditional non-live dealer blackjack options are highlighted by Blackjack Millionaire Pro and Blazing 7s Blackjack. Notably, BetMGM provides several local professional sports teams-related blackjack games, which differ depending on the state that you are playing in.

When it comes to live dealer blackjack, BetMGM Casino still excels in a big way with the following lobbies: Live Blackjack, Lightning Blackjack, Speed Blackjack, Power Blackjack, and BetMGM Infinite Blackjack.

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DraftKings Casino

Despite being more renowned as an online sportsbook operator, the DraftKings Casino is a top-tier choice for online real-money blackjack players. They have tons of non-live dealer blackjack choices, like Bingo Blackjack, Lunar New Year Blackjack, Match the Dealer Blackjack, and many, many others.

DraftKings keeps up its excellence with its live dealer blackjack lobbies too. They have all kinds of different minimum bet ($25, $50, $100, etc.) lobbies, along with other mega-popular options such as Sports All Bet Blackjack Live and Live Unlimited Blackjack.  

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Now let’s take a look at the pros and cons: 

Pros 

  • Convenience: You can play anytime, anywhere. 
  • Variety: Online casinos provide a large range of blackjack variants from which one may pick.
  • Bonuses and promotions: Many online casinos include hefty incentives meant to increase your bankroll. 
  • Lower minimum bets: Compared to land-based casinos, you may usually find tables with smaller minimum wagers available.
  • Practice for free: Most online casinos let you practice in demo mode prior to real money access.

Cons: 

  • Lack of social interaction: A real casino’s social scene is lost.
  • Risk of addiction: To prevent acquiring a gambling issue, one should play sensibly and create restrictions.
  • Technical issues: Your gaming could be disrupted by website bugs or internet connection concerns.
  • Withdrawal delays: Some internet casinos could have lengthier withdrawal processing periods than others.

Play online blackjack for free

Playing blackjack for free online is even simpler! Free-play or demo versions of their blackjack games are provided by many online casinos and gaming sites. No registration or cash needed; I can just browse their website, choose the blackjack game I want to test, and start playing straight away.

I wager fake chips, and the gameplay is exactly the same as the real money variation. Learning the ropes, honing techniques, and having some fun free from financial risk is a great approach.

Another way to play online blackjack for free is by registering at an online sweepstakes casino. These sites don’t often offer table games (i.e., blackjack), but the following two brands are sure to satisfy your online blackjack needs.

Ding Ding Ding Casino

No other online sweepstakes casino impresses more when it comes to blackjack than Ding Ding Ding Casino. Players of this sweeps casino can choose from six different non-live dealer blackjack games, including European Blackjack and Super 7 Blackjack. 

That’s not where the blackjack options at Ding Ding Ding Casino end though. Head over to the live dealer section of the site to try these three variations: Gravity Blackjack, Take Deal or Risk Blackjack, and Limitless Blackjack.

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High 5 Casino

High 5 Casino might not offer a ton of blackjack options, but few sweepstakes casinos contain table games within their libraries. 

At High 5 Casino, players will be able to join these four live dealer lobbies: Hearts Blackjack, Clubs Blackjack, Diamonds Blackjack, and Limitless Blackjack.

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No purchase necessary. Not available in ID, MI, NV, WA and Quebec. Void where prohibited by law. Must be 21+. Additional T&Cs apply.

Pros:

  • Free learning: This allows me to acquaint myself with the game rules and be free from financial penalties.
  • No registration or deposit required: I can start playing right away without giving any personal or financial data; no registration or deposit is needed.
  • Try different variations: I can investigate many blackjack variations and choose the one most fit for me.
  • Fun and entertainment: Without any pressure, blackjack is a terrific method to spend the time and savor its excitement.
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Cons: 

  • No real money winnings: Playing for free does not let me win any actual money.
  • Limited game selection: In their free-play option, certain online casinos could have a less variety of blackjack games.
  • Can’t experience live dealer games: Usually, live dealer blackjack games are not free to play.

Guide for blackjack odds and payouts

It’s important to understand the odds and payouts in blackjack. Here are the blackjack odds and payouts that you should understand first: 

Blackjack payout percentages

  • Standard winning hand: In blackjack, a winning hand usually pays out a 1:1 ratio. This implies that should you wager $10 and win, you will get your $10 bet back plus another $10 in rewards. 
  • Blackjack (Natural): Usually paying out a 3:2 ratio, your first two cards should result in a blackjack—an Ace with a 10-value card. A $10 stake would provide $15 in earnings.
  • Insurance: Should the dealer’s upcard be an Ace, you can place an insurance bet (up to half your initial outlay) suggesting blackjack. Should they do so, you lose your initial wager, but the insurance bet pays 2:1. You lose the insurance bet but keep playing your hand if they do not.

Blackjack house edge

The house edge is the long-term statistical advantage the casino has over players. The house advantage in blackjack changes based on the particular rules and the player’s degree of ability.

  • Basic strategy: Blackjack is among the most player-friendly casino games, as using basic techniques can help you to cut the house margin to around 0.5%.
  • Rule variations: Variations in rules could influence the house advantage. For blackjack, for instance, a game paying 6:5 instead of 3:2 considerably boosts the house advantage.

Here’s a comparison table showcasing how the house edge can differ based on some common rule variations:

Rule variationHouse edge
3:2 Blackjack Payout0.5%
6:5 Blackjack Payout2.0%
Dealer Stands on Soft 170.2%
Dealer Hits on Soft 170.6%
Double Down on Any Two Cards-0.2%
Double Down on 9, 10, or 11 Only+0.2%

As you can see, the house edge can be affected even by seemingly small rule changes. To enhance your chances of winning, you must understand these variances and choose games with appropriate regulations.

Popular blackjack software providers

When it comes to crafting exceptional online blackjack experiences, these software providers consistently stand out from the crowd:

  • Evolution Gaming: Unquestionably the best live dealer game available, Evolution Gaming has a large and varied assortment of blackjack tables. Their products range in taste and ability level from traditional variants to original twists like Infinite Blackjack and Power Blackjack. For discriminating gamers, their blackjack games are a first option because of their premium streaming, skilled dealers, and creative features.
  • Microgaming: Veteran of the online gambling scene, Microgaming has a strong library of blackjack games ranging from traditional, multi-hand, Atlantic City variants. Their games are well-known for their clear visuals, fluid gameplay, and easy user interfaces.
  • NetEnt: Renowned for its creatively beautiful and inventive slots, NetEnt shines in the blackjack scene as well. All are offered with the same degree of refinement and attention to detail that defines their other games, and their blackjack choices consist of traditional, single-deck, and high-roller choices.
  • Playtech: Another massive behemoth in the business is Playtech, which provides a strong range of blackjack games, including well-known variants like Blackjack Surrender and Perfect Blackjack. 
  • Pragmatic Play: Though mostly recognized for its slots, Pragmatic Play offers an increasing range of interesting live dealer games like blackjack. For live blackjack aficionados, their tables provide pleasant dealers, clear graphics, and seamless action.

Blackjack online real money bonus

Yes, there are definitely blackjack-related promotions out there. In fact, they’re a great way to add some extra value to your gaming experience. Though less frequent than slot-specific promotions, blackjack fans like me can still find lots of real money bonuses.

From what I know, blackjack bonuses, welcome bonuses, reload bonuses, and cashback incentives are the most often occurring kinds. Usually, the most substantial are welcome bonuses as internet casinos fight to draw in fresh users. These could be no-deposit bonuses, which provide a little free cash to start playing with, or deposit match bonuses, wherein the casino matches a portion of your original investment.

For instance, at a well-known online casino, I recently used a 100% deposit match promotion up to $500. I got an extra $500 by putting $500 of my own money, therefore augmenting my total to $1,000 for blackjack play. These bonuses do, of course, come with restrictions and conditions, including wagering requirements that specify how much you must bet before you may withdraw any gains.

Although they are given to current players who make further deposits, Reload bonuses resemble welcome bonuses. When you’re ready to top out your account, they are a terrific way to add some more value. Conversely, cashback incentives allow you to get a part of your losses back, therefore offering some kind of safety net during unfortunate streaks.

It is noteworthy that not every blackjack bonus is produced equal. Some may limit the blackjack games you may play or pay less toward wagering requirements than they would for slots. A bonus may, for example, only count 10% towards the wagering requirement from bets made on traditional blackjack, while slot bets count 100%.

Blackjack terminology

Here are all the blackjack terminology that I have used and know so far: 

  • Blackjack (Natural): An Ace and a 10-value card as your first two cards. Pays 3:2.
  • Bust: Hand value exceeds 21. You lose.
  • Double Down: Double your bet after receiving your first two cards and take one more card.
  • Face Cards: Jacks, Queens, and Kings, all worth 10 points.
  • Hard Hand: A hand without an Ace or with an Ace counted as 1.
  • Hit: Take another card.
  • Hole Card: The dealer’s face-down card.
  • Insurance: A side bet offered when the dealer’s upcard is an Ace pays 2:1 if the dealer has blackjack.
  • Push: A tie between the player and the dealer. The bet is returned.
  • Soft Hand: A hand with an Ace that can be counted as 1 or 11 without busting.
  • Split: If you have two cards of the same value, split them into two separate hands and place an additional bet.
  • Stand: Don’t take any more cards.
  • Surrender: Give up half your bet and end the hand (not available in all games).
  • Upcard: The dealer’s face-up card.

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